what is the income level of your household?

(128 posts)(35 voices)
  1. Quote:
    Originally Posted by lalegul...Two, literacy and access to a computer do not make one affluent.
    Well I usually can't spell my way out of a wet payoungihm bag-but I am a walking dictionary of facts words and thsauri of those words. I know more about politics, finance, religious history, the cosmos and health than the average youngihmson....and my DH who is a wonderfully arrogant youngihmson will be the first youngihmson to tell you "I don't need to know how to use a computer-that's why I have secretaries!" So no, affluence does not mean you own a computer or spell/type well.

    In the words of a wise woman named rekabi1956....

    "Too many people go into debt, trying to keep up with those who already are!"

    AND SECONDLY and almost as important...

    "Money can't buy you class!"

    Also if anyone else out there live the way my DH an I do each year is a bit of a cr@p shoot-stocks fall, stocks rise, assets deplete, assets appreciate. If you take a slice of the past 5 years of our income you get a much more accurate range of what we earn-but nomatter what it is on any given year we live on well less than 1/3 of it-save and invest the rest....with the exception of the years we were cycling. And we could live on FAR less if we gave up all of our hobbies and our house in the country. To be honest if we lived where my grandparents live in Iowa-we'd be considered obscenely wealthy, put us up in NYC we'd be small potatoes....Location, Location, Location.

  2. You don't have to be a celeb to make over a mil....trust me it just takes HARD work!

  3. I wonder who the is the celeb that voted over a million?

  4. I wonder who the is the celeb that voted over a million?

    we\'ve already concluded that it can't have been octomum since she's too dumb to use a computer

  5. we\'ve already concluded that it can't have been octomum since she's too dumb to use a computer

    Oh, it must be Kate Gosselin then!

  6. You don't have to be a celeb to make over a mil....trust me it just takes HARD work!

    Um, yeah...

    I think if I worked TWO full time jobs in my training (and I do have an education ) I wouldn't even make anywhere close to a fraction of a million a year.

  7. this pole doesn even make sense and even and certain states pay for ivf for many women no matter how much they make. me and dh make way over $250k a year he owns his own contracting company and i am a abbott teacher. but since i am a state employee they pay for my meds, treatments and procedures 100%. and i am just a teacher. state employees and gov. positions can get free ivf coverage just for being employeed. my SIL works in hospital and makes only $30,000 and she too got free coverage for infertiltiy. so it really doesnt matter what the household income.

    and 52K is for the u/s average but people who live in the NY, NJ, CA can barely creep by on 52K. making 52 K is considered lower to barely middle class here. a household income of 52K in Nj i would have to RENT a cockeroach infested apartment .

    like i said i work in abbott school district and i mean its bad. gangs, welfare all of the above. these people have more than me. FREE: health insurance, car insurance, free housing, medical coverage and these kids dress to the nine. air jordans, all high end clothes and they ALL have computers. and as i would sit waiting at the early moring appts for blood work at my Re i would look over and there would be a parent of one of my students getting FREE IVF treatments...

  8. This isn't true - I know many people who even make under $10 thousand a year and have a computer. In fact I don't know a single youngihmson without at least one computer and the internet - this isn't the 1990s.

    I work in a school and I know a LOT of people below the poverty level who do not have access to a computer. It might not be the 1990s but computers aren't cheap, especially when you're just scraping by.

  9. True, but it is more likely that lower income people will have fewer resources, and a computer is certainly one of those.

    This isn't true - I know many people who even make under $10 thousand a year and have a computer. In fact I don't know a single youngihmson without at least one computer and the internet - this isn't the 1990s.

    And I might be in the minority here, but I think 100 thousand a year is a heck of a lot of money to live on comfortably. I live in MA so besides having IF treatment covered, things aren't cheap. I think it is just because I am so used to not having money so if we even had 60-80 thousand it would be more then enough for me and dh to live on.

  10. We have a house in upstate New York (Renssalaer County) and the vast majority of people we know do not have a computer. It's a poor rural county.

  11. I think 100 thousand a year is a heck of a lot of money to live on comfortably. I live in MA so besides having IF treatment covered, things aren't cheap. I think it is just because I am so used to not having money so if we even had 60-80 thousand it would be more then enough for me and dh to live on.

    I think that earning $100,000/year and HAVING IVF coverage, while living in Massachutes (cheayoungihm rents/mortgages) is alot differant than earning $100,000/year with NO IVF coverage and living in any of the five boroughs of NYC. Its really all relative, IMO!

  12. This isn't true - I know many people who even make under $10 thousand a year and have a computer. In fact I don't know a single youngihmson without at least one computer and the internet - this isn't the 1990s.
    I'm not stuck in the 90's, and dh and I certainly make enough money to have a computer, we just don't want one. He has no need for one, and all I would do is goof on forums too much

  13. Now we got 2 millionaires!

  14. OK, will those you who earn $250,000+ please donate some of it!

  15. You don't have to be a celeb to make over a mil....trust me it just takes HARD work!

    That is the truth!

  16. You don't have to be a celeb to make over a mil....trust me it just takes HARD work!

    That is the truth!!!!! I know for a fact that my RE makes over a million a yr and he isn't a celebrity. Although he probably is a celebrity for many people on IVFC.

  17. I think this is an interesting poll. I am curious to know how much of the IVFC community has insurance to cover IVFs or if they are paying out of pocket.

    Regardless of income, multiple IVFs without insurance are very, very expensive. DH and I have been fortunate that our IVF was covered by my insurance, United Healthcare. There is, however, a one IVF youngihm year limit for a max of three IVFs with my insurance (To clarify, not complaining- I am very grateful for my coverage- I think my insurance is better than most) but I still think insurance coverage for IVFs is lacking for the vast majority of the community affected by infertility.

  18. I think that earning $100,000/year and HAVING IVF coverage, while living in Massachutes (cheayoungihm rents/mortgages) is alot differant than earning $100,000/year with NO IVF coverage and living in any of the five boroughs of NYC. Its really all relative, IMO!
    I agree! bakar, if you can afford to live on one income then you are doing better that most. Plus, KALLIOPI is exactly right. Your cost of living, in conjunction with the costs for whatever treatments you are doing (we've spent WELL over 100K in the last 4 years) and whether you have insurance coverage and how good that insurance coverage is makes a HUGE difference in how "comfortably" you can live - regardless of your income.

    We are under the 200K mark, but are financially strapped due to the costs associated with IF. And, we have good coverage, too. Unfortunately, the coverage does not extend to donor eggs, and that's the route we have gone to try to build our family. Had IVF worked for us, it may have been a different story, but it's not.

    There is also the aspect of whether people are caring for other loved ones - sick parents, grandparents or other family. People may have to pay out of pocket for insurance, which is no small feat. It's sort of silly to make a grand generalization about how people "should" be able to live based soley on their income.

  19. Ah Mairead beat me to it! I'll check out the other poll.

  20. ....but if you really think about it-all assets combined a million is not a huge amount anymore. Our two houses alone put us well over that-and I'm only counting the EQUITY!

    This may the case for you but I reeeeallly hope you recognize that this is not the "norm" and that you are incredibly fortunate.

    I know a lot of people (my DH included) who work like dogs and are not close to living this lifestyle. Just saying...

  21. Raby-You might want to include an appropriate header in your post (child ment)..... And I have to agree with mujrapk, that your financial situation, which is beyond AMAZING, is certainly not the norm for most people. Lastly, if some of us worked to the bone we still couldn't make that kind of money! ETA, now can we have a little fund for our IVFers???

  22. 23% of those who responded so far make over $250K.

    60% make over $100K.

    We\'re a fortunate group of women.

  23. Maybe that just means people who make more are more willing to discuss their income? DH and I make much less than $100K, have no insurance coverage for IF (except diagnosis) and are paying out of pocket. The only reason we were even able to try once is because I took a hardship withdrawal out of my 401K.

  24. It's an anonymous poll. Nobody has to discuss anything in order to participate in the poll.

  25. I realize that, but I'm sure that the actual youngihmcentage of IVFC members who make that much money is significantly smaller.

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